Editorial standards & content governance

Educational purpose

SubsidyCheck publishes plain-language education about Dual Eligible Special Needs Plans (D-SNPs), Medicare–Medicaid coordination, Medicare Savings Programs, and Extra Help (Low-Income Subsidy).

We do not focus on ACA Marketplace subsidies. Our purpose is to help beneficiaries and caregivers understand D-SNP options—not to replace official eligibility decisions.

Accuracy & CMS-aligned terminology

We use consumer-friendly explanations grounded in CMS, Medicare.gov, and Medicaid.gov concepts—including full-benefit and partial dual eligibility, QMB, SLMB, QI, QDWI, Parts A/B/D, AEP, IEP, and Special Enrollment Periods.

When rules vary by state or plan, we say so. We avoid absolute claims about benefits that differ by market and contract year.

Licensed review process

Claims-sensitive copy related to plan benefits, enrollment periods, and cost-sharing assistance is reviewed on a scheduled basis by licensed insurance professionals familiar with Medicare Advantage and D-SNP products.

Reviewers flag outdated language, over-promises, and statements that could be misread as guarantees of eligibility or government endorsement.

Content review schedule

Quarterly: policy sweep against Medicare.gov and CMS public materials.

After major CMS annual notices or final rules: enrollment and benefits guides updated.

Semiannual: licensed insurance review of high-traffic pillar pages.

Ongoing: source citations maintained; major revisions date-stamped.

Authors & accountability

Content is produced by SubsidyCheck, offered by Centuries Mutual, for educational discovery. Organizational authorship is used unless an individual byline is published.

Contact pathways for corrections are available through Speak With An Agent and Centuries Mutual channels listed in the site footer.

Sources & citations

Pillar and supporting guides include links to primary references such as Medicare.gov, CMS.gov, Medicaid.gov, and Special Needs Plan overviews.

State-specific details should always be confirmed with the relevant state Medicaid agency.

Accessibility

We prioritize readable typography, clear headings, keyboard-accessible navigation, descriptive link text, and image alternatives.

We aim for WCAG 2.2 AA practices on core educational templates and continue improving contrast, focus states, and mobile usability.

Privacy, security & disclosures

Eligibility answers used in educational tools are handled with care and are not sold to advertisers. Website protection messaging describes industry-standard security layers.

SubsidyCheck is not a government agency, does not sell insurance as a carrier on this site, and does not guarantee eligibility or enrollment.